Apply for a Title Loan in Utah

At Title Pro, we understand that unexpected expenses can be devastating to many people. Medical emergencies, urgent home repairs, and other expenses can quickly add up and become overwhelming for the average American. With a car title loan from Title Pro, you can get the cash you need without the hassle of going to a loan office. We pride ourselves on a simple, streamlined online application process that takes just a few minutes to complete! After filling out our application for a title loan, Utah customers will be contacted immediately by one of our knowledgeable customer service representatives.

If you’re looking for a trusted source for Utah title loans, Title Pro has you covered. Our business model is dedicated to cutting out the middleman so that we can bring you some of the most competitive rates around. When you apply for a Utah title loan with us, you’ll immediately have access to our excellent customer service team. Our representatives are standing by to answer any questions or concerns you may have about your loan or the application process, and we’ll gladly be there to guide you through every step.

Getting Title Loans in Utah

At Title Pro, we redesigned the loan process to make it even more simple and convenient for you. We understand that when applying for title loans in Utah, our customers have many choices. With our car title loans, Utah customers will experience a great alternative to traditional banks and retail loan businesses because our process is entirely online. In many cases, you may even receive your money as soon as the same day!

To receive one of our Utah title loans, all you need is a vehicle free of liens, a valid government-issued ID proving you to be at least 18 years old, and a valid phone number and checking account. Depending on state restrictions, you may also have to provide proof of residency and income. That’s it! After giving us your information, you will be contacted by one of our customer service representatives. They will help you gather and sign the appropriate documents needed to complete your application.

Why Use Title Pro?

Title Pro is proud to be a convenient, trustworthy source for full-service car title loans. With Title Pro, there are no prepayment penalties, and you can continue to drive your car for the life of the loan. Why bother with any other lender when you can get the cash you need without leaving the comfort of your own home? At Title Pro, we understand how overwhelming the lending process can be: Traditional lenders often require many steps and documents to issue a title loan, which can be intimidating to many potential customers. But that’s not how we operate: We are happy to be a customer-friendly, entirely online lending option for car title loans. If you have any questions or concerns about applying for a title loan with us, please contact us to speak with one of our knowledgeable representatives. Thank you for choosing Title Pro!


SCHEDULE OF LOAN FEES AND CHARGES
Utah
Effective November 2016

Thank you for your interest in Title Pro. TMX Credit, Inc. d/b/a Title Pro is registered as an Internet Title Lender by the Utah Department of Financial Institutions. Title Pro makes loans in Utah under Title7, Chapter 24 of the Utah Code Annotated.

The complete schedule of fees and charges for our secured installment loan product is set forth below. If we do not have a current lien on the pledged motor vehicle collateral, we will impose a title lien filing fee of $6.00 (amount set by Utah law). The title lien filing fee, which is included in the amount financed/loan principal, will be paid directly to the Department of Motor Vehicles from the loan proceeds.

36-Month Installment Loan
Loan Proceeds Title Fee Finance Charge Payment Schedule*
36 Payments of:
Total of Payments Annual
Percentage
Rate (APR)
$2,600$6 $ 1,685.79 $ 119.22 $ 4,291.7935.91%
$3,500$6 $ 2,267.99 $ 160.39 $ 5,773.9935.91%
$5,000$6 $ 3,238.32 $ 229.01 $ 8,244.3235.91%
$7,500$6 $ 4,855.53 $ 343.38 $ 12,361.5335.91%
$10,000$6 $ 6,472.75 $ 457.74 $ 16,478.7535.91%

*All loan examples above assume a monthly payment schedule with payments due on the same date of each month. The final scheduled payment amount typically differs from the standard payment amount. All Payment Schedules and APRs are examples only; actual monthly payment amounts and APRs may vary depending on the month and date of loan origination.

Available Loan Amounts: $2,600.00 to $10,100.00.

Loan Term: 36 months

Interest: 35.90% per annum, daily simple interest. Interest will continue to accrue on past due principal amounts until paid in full.

Lien Filing Fee: $6.00, which amount is included as part of the Amount Financed.

Prepayment: There is no prepayment penalty.

Licenses and Regulatory Information

Utah Department of Financial Institutions
324 South State Street, #201
Salt Lake City, UT 84111
(801) 538-8830
http://dfi.utah.gov

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.