Apply for a Title Loan in New Mexico

A car title loan is an excellent way to quickly get the cash you need for home repairs, medical bills, or other unexpected expenses. At Title Pro, we work hard to provide our customers with great customer service and affordable title loans. We are happy to provide our customers with competitive rates and a fast, convenient application process because Title Pro understands that our New Mexico title loan customers need their cash as soon as possible. When you apply for New Mexico title loans with us, you may even receive your funds within the same day! Submit your secure online application today and get started on your way to financial freedom.

Get New Mexico Title Loans Quickly

For customers in need of NM title loans, Title Pro is here when you need us. Within just a few minutes, you can complete our secure application and be on your way to approval. Your information will be immediately reviewed, and you will likely be contacted by one of our helpful customer service representatives within the same day! To apply for a title loan from us, you must own a vehicle free of any liens, have a valid ID, be at least 18 years old, and be able to provide a valid checking account, email address, and phone number. You must also be prepared to meet any state requirements, such as proof of income or residency. That’s all! With Title Pro, you can pay back the loan via debit card or money order/cashier’s check. There are no prepayment penalties, and you can continue to drive your car throughout the life of your loan.

Once your title loan is approved, our knowledgeable representatives will guide you through the NM title loan process, helping you sign and complete the necessary documents. Once all of the paperwork is in order, you will receive your funds. It’s that simple! After applying for our title loans, New Mexico customers are welcome to speak to our representatives at any time. They are standing by to answer any questions or concerns you may have about the loan process.

Why Choose Title Pro?

When you apply for NM title loans with us, you will receive personalized, one-on-one attention from our knowledgeable customer service representatives. We are proud to offer a simple, streamlined online application process designed to give you the money you need as quickly as possible. Applying for a loan can be overwhelming, but at Title Pro, we have removed many of the obstacles that can be intimidating and time-consuming to customers. Our online application process can be completed in a few minutes within the comfort of your own home! Why take time out of your day to go to a brick-and-mortar loan office when you can fill out our secure online application and receive your funds as soon as today? At Title Pro, our online process allows us to offer some of the most competitive rates on the market. We want your experience with us to be convenient, fast, and pleasant. Our representatives work hard to make the entire loan process go as smoothly as possible for our customers. If you have any questions, feel free to contact us today at 1-855-635-1735 or email us at We hope to hear from you soon!

New Mexico
Effective October 2016

Thank you for your interest in Title Pro. TMX Credit of New Mexico, LLC d/b/a Title Pro is licensed as a Small Loan Company by the New Mexico Financial Institutions Division. Title Pro makes loans of more than $2,500.00 pursuant to New Mexico Statutes Ch. 56, Art. 8.

The complete schedule of fees and charges for our secured installment loan product is set forth below. If we do not have a current lien on the pledged motor vehicle collateral, we will impose a title lien filing fee of $5.00 (amount set by New Mexico law). The title lien filing fee, which is included in the amount financed/loan principal, will be paid directly to the Department of Motor Vehicles from the loan proceeds.

36-Month Installment Loan
Loan Proceeds Title Fee Finance Charge Payment Schedule*
36 Payments of:
Total of Payments Annual
Rate (APR)
$2,600$5 $ 1,685.14 $ 119.17 $ 4,290.1435.91%
$3,500$5 $ 2,267.34 $ 160.34 $ 5,772.3435.91%
$5,000$5 $ 3,237.67 $ 228.96 $ 8,242.6735.91%
$7,500$5 $ 4,854.89 $ 343.33 $ 12,359.8935.91%
$10,000$5 $ 6,472.10 $ 457.70 $ 16,477.1035.91%

*All loan examples above assume a monthly payment schedule with payments due on the same date of each month. The final scheduled payment amount typically differs from the standard payment amount. All Payment Schedules and APRs are examples only; actual monthly payment amounts and APRs may vary depending on the month and date of loan origination.

Available Loan Amounts: $2,600.00 to $10,100.00.

Loan Term: 36 months

Interest: 35.90% per annum, daily simple interest. Interest will continue to accrue on past due principal amounts until paid in full.

Lien Filing Fee: $5.00, which amount is included as part of the Amount Financed.

Prepayment: There is no prepayment penalty.

Licenses and Regulatory Information



This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.
  • - Utah Consumers: please see Utah QUESTIONS or COMPLAINTS.
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