Apply for a Title Loan in California

At Title Pro, we understand that our customers need money quickly for a variety of reasons. Unexpected medical bills, emergency home repairs, and other sudden expenses can happen at any time, causing trouble and financial stress. A car title loan from Title Pro is a convenient way to get the cash you need with no hassle. All you have to do is visit us online, complete the application, and wait for one of our knowledgeable customer service representatives to contact you. After applying for a title loan, California customers will be happy to know that they can receive their money quickly, often within the same day. It’s that simple!

If you’re looking for online installment loans, California residents should look no further than Title Pro. Our California title loans offer competitive rates and feature a simple online application process designed to make your experience with us as pleasant as possible. When you apply for installment loans in California through Title Pro, we will work closely with you to make the process as fast and efficient as possible.

Applying for Installment Loans in California

When shopping for affordable installment loan, CA customers will be happy to learn that we provide some of the most competitive rates available in the industry. Our online model has allowed us to eliminate many of the steps that could intimidate and discourage potential customers, leaving a streamlined, secure application process that is a breeze to complete! After submitting your application, it will be immediately reviewed by one of our knowledgeable customer service representatives. They will guide you through the entire process, from beginning to end.

All you need is a vehicle with a title free of liens, a valid ID confirming that you are at least 18 years old, and a valid checking account and phone number. You must also be able to provide us with any requirements for your state, such as proof of residency or income. With Title Pro, there are no prepayment penalties, and you can continue to drive your car. We also offer various payment options for your convenience. Anyone applying for title loans in California through Title Pro is welcome to contact one of our customer service representatives at any time. They will gladly answer any questions or concerns you may have about the title loan process.

Why Choose Us?

When choosing online installment loans, California customers have many options. So why choose Title Pro? We are proud to be a trusted, convenient, online source for full-service title loans. Our goal is to quickly and efficiently provide our customers with the cash they need without them having to leave the comfort of their home. Why visit a brick-and-mortar loan office when you can receive your cash as quickly as today through Title Pro? We understand that applying for a loan can be an overwhelming and intimidating process, and that’s why we’ve worked to eliminate unnecessary steps and simplify the entire process so that it can be completed entirely online! If you have any questions about applying for a loan with us, please feel free to contact us at any time. We hope to hear from you soon!


SCHEDULE OF LOAN FEES AND CHARGES
California
Effective October 2016

Thank you for your interest in Title Pro. TMX Credit, Inc. d/b/a Title Pro is licensed under and makes loans in accordance with California Finance Lenders Law (Cal. Fin. Code § 22000 et seq.).

The complete schedule of fees and charges for our secured installment loan product is set forth below. If we do not have a current lien on the pledged motor vehicle collateral, we will impose a title lien filing fee of $15.00 (amount set by California law). The title lien filing fee, which is included in the amount financed/loan principal, will be paid directly to the Department of Motor Vehicles from the loan proceeds.

36-Month Installment Loan
Loan Proceeds Title Fee Finance Charge Payment Schedule*
36 Payments of:
Total of Payments Annual
Percentage
Rate (APR)
$2,600$15 $ 1,690.54 $ 119.60 $ 4,305.5435.89%
$3,500$15 $ 2,272.32 $ 160.76 $ 5,787.3235.89%
$5,000$15 $ 3,242.08 $ 229.36 $ 8,257.0835.89%
$7,500$15 $ 4,858.28 $ 343.70 $ 12,373.2835.89%
$10,000$15 $ 6,474.47 $ 458.04 $ 16,489.4735.89%

*All loan examples above assume a monthly payment schedule with payments due on the same date of each month. The final scheduled payment amount typically differs from the standard payment amount. All Payment Schedules and APRs are examples only; actual monthly payment amounts and APRs may vary depending on the month and date of loan origination.

Available Loan Amounts: $2,600 to $10,100

Loan Term: 36 Months

Interest: 35.88% per annum, daily simple interest. Interest will continue to accrue on past due principal amounts until paid in full.

Lien Filing Fee: $15, which amount is included as part of the Amount Financed.

Prepayment: There is no prepayment penalty.

Licenses and Regulatory Information

Department of Business Oversight
State of California
Attn: Consumer Services
1515 K Street, Suite 200
Sacramento, CA 95814
1-866-275-2677
www.dbo.ca.gov

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.