Local Car Title Loans Near Me

Title Pro is a provider of online car title secured loans that assists customers in several states. At Title Pro, we often hear questions from customers such as, “How can I find a title loan place near me”. If you’re looking for an auto title secured loan in one of the several states we assist, thanks to Title Pro and the power of the Internet, finding a local title secured loan near you is becoming easier every day. Title Pro accepts online applications all day, every day!

Our Online Loan Process

Education and transparency are two hallmarks of the Title Pro process. Our customer service representatives are available by phone and online to answer customer questions. Armed with extensive knowledge on auto title loans, we equip consumers to make informed decisions about their lending options. The first step involves submitting an online application via our secure server, without ever leaving the comforts of home. Our representatives then review the application immediately and call each customer to help with the rest of the process. Title Pro customer service representatives offer assistance with the submission of loan documentation and the vehicle appraisal process. After you submit all of the documentation and sign the loan documents electronically, we review the application and provide a fast result. If your loan application is approved, you can have us wire funds directly to your bank account, or we can send you the funds via Western Union. Many customers receive their funds the same day they apply!

Applying for an online title-secured loan requires that you own your vehicle and have a clear vehicle title, without any existing liens. You must also have valid government-issued identification. Your name must be on your title, and the name must match that on your ID. State laws require customers to be at least 18 years old in most places (19 in Alabama). Customers must also have an active checking account and a valid phone number and email address. Some states require proof of residency and income to complete the loan documentation.

Many Sets of Rules, One Goal

Title Pro offers customers options for funding that comply with local laws in every state we serve. As a supervised lender with applicable licensing in each of these states, Title Pro has the authorization necessary under local consumer protection codes to provide car title secured loans. We ensure compliance with all applicable state regulations, so you can feel completely comfortable applying for local auto title secured loans with us.

Individual state laws regulate the fees required in conjunction with local title secured loans. For instance, in California, Alabama, and South Carolina, title lien filing fees are $15. In New Mexico, state regulations set the fee at $5. And in Georgia, customers must pay $18 in title lien filing fees. Title lien filing fees are rolled into the loan principal amounts, and this fee is paid directly to the local department of motor vehicles from the proceeds of the loan.

Let Us Help You

Even if you have less-than-stellar credit, you can often get the cash you need for expenses like home repairs or medical costs. Instead of wondering, “Where can I find car title loans near me?” and having to drive to a location to apply, just fill out our simple application online to get started. Our customer service representatives are standing by to answer your questions: Contact us or apply today.

SELECT YOUR STATE
  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.