Online Loan the Title Pro Way

At Title Pro, we strive to put our customers first and be the best at what we do. That’s why we’ve focused all of our efforts on redesigning the traditional title secured loan process to be more modern and convenient. As a result of this innovation, we’ve removed the inconvenient obstacles and time-consuming elements from the loan process. Not only does this allow you to get a title secured loan without disrupting your day-to-day routine, but it also allows us to offer rates that typically are more competitive than the standard brick and mortar title secured loan stores.

What is a title secured loan?

A title secured loan is a loan secured by your vehicle’s title. In some states, it’s also known as a title loan or car title loan. The loan amount is based on the appraised value of your vehicle. These types of loans are considered to be “alternative” lending options, as they don’t require the same processes and requirements as traditional bank loans.

Title Pro Title Secured Loan Details

The amount you can borrow from Title Pro is dependent on various qualifications, including primarily the value of your vehicle. In order to ensure our product is the best fit for you, we take into account a number of various aspects of your application, including your credit history. Your success is our success.

Features of a Title Pro Secured Online Loan include:

  • Competitive interest rates that vary by state
  • Loans are funded via wire transfer to your checking account or Western Union
  • Payments can be made via debit card over the phone, and money order or cashier’s check through the mail
  • No prepayment penalties
  • You keep driving your car throughout the duration of your loan!

Complete our simple online application today and you can receive a decision quickly and cash as soon as today*!

*Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
$3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%

+ The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.

- California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.