Many consumers come to us with important questions about title loans. One of the questions we hear often is, “Can you have more than one title loan?” The short answer is, “It depends.” We are happy to help you determine the best way to proceed if you already have a title loan with another company. In many cases, we can still help you with financing after resolving a few details.
Some people get into a financing situation with another lender and find themselves stuck with high interest and exorbitant fees. When this is the case, Title Pro may be able to step in to help. The right question to ask here isn’t, “Can you have more than one title loan?” but “Can I get a better loan than I already have?” It’s often possible to refinance a title loan already in place with a new loan. What’s more, it may be possible to accomplish this financing at a more competitive rate to save you cash in the long term.
As you ask important questions like “How many title loans can I have?” it’s important that you’re well-informed about the title loan process you’ll experience with Title Pro. We place the power of your car’s equity into your hands so you can use it where you need it. Our rates are competitive, and we offer monthly payments to make it simpler to meet the terms of the loan.
The steps for our online title loan process have been streamlined for our customers:
Once you apply for a loan, we’ll call you to answer your questions and explain the entire loan process. We will also guide you through every step, including submitting loan documents and completing the simple online vehicle appraisal. We’ll also help you with the process of electronically signing documents, if necessary, or at a loan center near you. After we receive all of the documentation required and take a look at your credit, we’ll review it and send a fast response. (Note that you don’t need a flawless credit report to qualify for our loans.) With approval, you can choose how you want to receive the money including a direct deposit it into your bank account, and through a Western Union near you. Many people get their funds as soon as the same day! Our services don’t end there, though. We’ll continue to be available to answer your questions before, during, and after approval. We want you to feel comfortable with your financing decision.
We require that you own your vehicle and have a title showing your name and a valid government-issued identification card showing the same name. You also need to be at least 18 years old in most states (19 in Alabama), an email address and be able to satisfy any local requirements regarding proof of income and proof of residency. In order to get your money through electronic transfer, you will need to have an active checking account. Apply today to learn how we can help with competitive financing.
|Loan Proceeds||Title Fee (amt. varies by state)||Finance Charge||Payment Schedule+ 36 payments of:||Total of Payments||Annual Percentage Rate (APR)|