If you live in the South Carolina city of Spartanburg, you can appreciate its Southern beauty and rich history. Driving is one of the best ways to get around the Hub City, whether you are attending classes at Converse College or visiting the Chapman Cultural Center downtown. Despite the many charms that come with living in Spartanburg, however, unexpected and unavoidable expenses can arise for anyone at any time. Fortunately, the car that you use to drive in and around Spartanburg can also help you to obtain the cash you need in the form of a title-secured loan. A title-secured loan, known simply as a title loan in some states, is an alternative to traditional lending sources such as banking establishments, family, or even credit cards. These sources can prove undesirable, problematic, or difficult for some people to use. Title-secured loans, however, let you use your car, truck, SUV, or motorcycle as collateral. At Title Pro, you can apply for a loan online, at any time and from anywhere.
A number of benefits come with choosing Title Pro. Although we do check your credit report, even those without perfect credit can be approved for our title-secured loans. Spartanburg, SC, residents can also get a decision on their application within as little as 24 hours after applying for a loan. In addition, our rates are competitive, and we accept various payment types, both by mail and over the phone, for your convenience. We offer loan amounts that range from $1,200 to $10,100 for a term of 36 months, and we impose no penalties if you decide to pay off your loan early. But when you get title-secured loans in Spartanburg, SC, we do have to impose a $15 title lien filing fee, which is mandated by the state and will come from the loan amount.
In order to qualify for a loan, you must meet a few minimum qualifications in addition to having an acceptable credit rating. You must be at least 18 years of age and possess government-issued identification, such as a passport or driver’s license, bearing a name that matches the one on your vehicle’s title. To get title-secured loans in Spartanburg, SC, you must also provide an active checking account that is in your name, plus an email address and phone number that are current. Furthermore, your vehicle must be unencumbered, meaning that it has a clear title.
Unforeseen and unavoidable expenses can strike at any moment. When you don’t have enough cash on hand, consider our title-secured loans. Spartanburg, SC, residents will find the application process to be quick and convenient, and since we’re a licensed lender under the South Carolina Consumer Protection Code, you can rest assured that we’re a reliable funding source. If you have questions about title-secured loans or the process of applying for the money you need, feel free to contact us online, by phone, or by email and we’d be glad to assist you.