Title-Secured Loans in Spartanburg, SC

If you live in the South Carolina city of Spartanburg, you can appreciate its Southern beauty and rich history. Driving is one of the best ways to get around the Hub City, whether you are attending classes at Converse College or visiting the Chapman Cultural Center downtown. Despite the many charms that come with living in Spartanburg, however, unexpected and unavoidable expenses can arise for anyone at any time. Fortunately, the car that you use to drive in and around Spartanburg can also help you to obtain the cash you need in the form of a title-secured loan. A title-secured loan, known simply as a title loan in some states, is an alternative to traditional lending sources such as banking establishments, family, or even credit cards. These sources can prove undesirable, problematic, or difficult for some people to use. Title-secured loans, however, let you use your car, truck, SUV, or motorcycle as collateral. At Title Pro, you can apply for a loan online, at any time and from anywhere.

A number of benefits come with choosing Title Pro. Although we do check your credit report, even those without perfect credit can be approved for our title-secured loans. Spartanburg, SC, residents can also get a decision on their application within as little as 24 hours after applying for a loan. In addition, our rates are competitive, and we accept various payment types, both by mail and over the phone, for your convenience. We offer loan amounts that range from $1,200 to $10,100 for a term of 36 months, and we impose no penalties if you decide to pay off your loan early. But when you get title-secured loans in Spartanburg, SC, we do have to impose a $15 title lien filing fee, which is mandated by the state and will come from the loan amount.

In order to qualify for a loan, you must meet a few minimum qualifications in addition to having an acceptable credit rating. You must be at least 18 years of age and possess government-issued identification, such as a passport or driver’s license, bearing a name that matches the one on your vehicle’s title. To get title-secured loans in Spartanburg, SC, you must also provide an active checking account that is in your name, plus an email address and phone number that are current. Furthermore, your vehicle must be unencumbered, meaning that it has a clear title.

Unforeseen and unavoidable expenses can strike at any moment. When you don’t have enough cash on hand, consider our title-secured loans. Spartanburg, SC, residents will find the application process to be quick and convenient, and since we’re a licensed lender under the South Carolina Consumer Protection Code, you can rest assured that we’re a reliable funding source. If you have questions about title-secured loans or the process of applying for the money you need, feel free to contact us online, by phone, or by email and we’d be glad to assist you.

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.
  • - Utah Consumers: please see Utah QUESTIONS or COMPLAINTS.
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