Title-Secured Loans in Columbia, SC

At Title Pro, we aim to serve people in “the capital of Southern hospitality.” That’s why we’re proud to offer great title-secured loans in Columbia, SC. Our lending services and products are top-tier in the competitive loan industry, and our clients delight in finding out how simple we’ve made the process to obtain them. If you’re 18 or older, have a valid government-issued identification card, and own a vehicle that has a clear title, you can apply online for a title-secured loan. Columbia, SC, drivers are welcome to sip from the fountain of financial relief in the Soda City by choosing us as their lending partner!

We strive to make it simple to apply for title-secured loans. Columbia, SC, drivers only have to take a few moments out of their day to complete the application process, which is done entirely online. To save even more time, gather a few needed materials before you start filling in the application. You’ll want to have things such as your vehicle’s title, your ID, and your checking account information handy. We’ll also need your email address and phone number. Since your vehicle will be your collateral, you also might want to take a look at our appraisal tool to get an idea of your vehicle’s value using its make, model, and year of release before moving on to completing the official application for our title-secured loans.

Columbia, SC, residents will be contacted by one of our customer service representatives once they submit their application materials. At that point, we’ll ask you some questions and gather more information to complete the appraisal process and make sure that all of your paperwork is in order. In the process of evaluating your application for a title-secured loan, Columbia SC, residents will also be subject to a credit check, but don’t fret: You don’t need flawless credit to qualify for a loan.

Once drivers get approval for a title-secured loan in Columbia, SC, we send them instructions on how to digitally sign our loan agreement forms. Then, we’ll send you the money: It’s that quick and convenient to get our South Carolina title-secured loans! Columbia, SC, drivers can often go from application to approval in the same day, and then, we can send the money directly to your bank account or wire it to you through Western Union, so you’ll have the cash you need in your hands as quickly as possible. Once you have your loan, feel free to pay it off as quickly as you’d like: There’s no penalty for prepayment.

If you need money to cover an emergency expense, discover the quick, simple funding option trusted by many in South Carolina: title-secured loans. Columbia, SC, drivers appreciate our attentive customer service, competitive rates, and fast application processing. Whether you need to pay for unexpected home repairs or medical bills, Title Pro can provide a convenient financial solution to help you get back on track. Apply for one of our title-secured loans today!

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.
  • - Utah Consumers: please see Utah QUESTIONS or COMPLAINTS.
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