Title Loan in Macon, GA

There is a lot to love about life and work in the city of Macon, GA, also known as “the City Within a Park.” Macon is full of fun and excitement for everyone, whether it’s the International Cherry Blossom Festival, getting food at the Mulberry Street Farmers Market, visiting the Tubman Museum, or relaxing in one of the many community parks. But one thing that can put a damper on the good times to be had in this fabulous city is a financial emergency, which can strike without warning and often when you don’t have the cash to cover it. When you’re backed into a corner by unavoidable and unexpected expenses, traditional sources of money may not be convenient or even available. In this case, it is worth taking a look at other options, such as getting a title loan. Macon, GA, residents who own their own vehicles can turn to Title Pro for the emergency funding that they need when they absolutely need to have it. We offer competitive rates, 36-month terms, and fast approvals, often putting cash in people’s hands on the same day they apply.

The first thing that people need to know when considering title loans in Macon, GA, is what they are and what the process entails. There are some differences between how title loans work and the way loans work at traditional lending institutions. For instance, our application process is quicker and more streamlined and can be completed online. Our car title loans are secured loans that turn the equity in your automobile into cash. A title loan is backed by collateral, in this case, your vehicle, which can be an SUV, car, motorcycle, or truck. The amount you can borrow depends in part on the vehicle’s appraised value. When you take out a loan through Title Pro, we place a lien on the title of your motor vehicle, and when you pay it off, the lien is taken off. It’s that simple! And Title Pro will charge you no penalties for paying down the loan early.

You will need to meet a few minimum qualifications in order to apply for a title loan. Macon, GA, residents will need to be 18 years of age or older and possess a valid driver’s license or a valid state-issued identification card. We’ll also check your credit score, but don’t let that scare you: We’ve approved loans for plenty of people with less-than-perfect credit. Furthermore, you must have a clear title on your car, motorcycle, or truck. That means it must be completely paid off and there can be no existing liens on it. Successful applicants must also have a working and valid phone number, checking account for electronic money transfer, and email address.

To apply, all you need to do is answer a few questions about your vehicle and provide some personal information to get an estimate of your car’s loan value. You will then need to talk to one of our customer service specialists so we can help you complete the application process and sign the necessary documents. We can offer you the options of completing this online or at a loan center near you. If we approve the loan, you take your cash and go along with your day. We will send the money immediately to your bank account or the cash via the Western Union near you. The Choice is yours.

And we aim to make the repayment process convenient, too, by accepting various payment types, including a debit card, money order, or cashier’s check. If you need loans in Macon, GA, Title Pro can satisfy your needs in a simple, straightforward way and provide the cash you need quickly and at competitive rates.Title Pro title loans in Macon, GA, for residents who need quick cash for financial emergencies. Feel free to contact our customer service associates with any questions that you may have. If you need quick access to cash, don’t hesitate to apply right away!

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.
  • - Utah Consumers: please see Utah QUESTIONS or COMPLAINTS.
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