Title Loans in Fresno, CA

Emergencies are typically both unexpected and expensive. Unfortunately, there are times when you may not be prepared to financially cope with these situations without monetary assistance from title loans. Fresno, CA, banks and other financial institutions may be the first places you consider applying for a loan if you live in the area, but they’re not the best option for people who don’t have the spare time to stand in line or fill out excessive paperwork. In addition, a loan from a bank may be difficult to get if your credit is less than perfect. Fortunately, if you have a vehicle with a clear title there is another effective option to consider: title loans.

Fresno, CA, residents like yourself can get much-needed cash in a convenient and timely fashion at Title Pro. We are licensed to offer loans under the California Finance Lenders Law (Cal. Fin. Code §22000 et seq.), and our vehicle title loans are designed so that your car, motorcycle, or truck is the only collateral that you need. Unlike with brick-and-mortar institutions that provide loans in Fresno, CA, you can apply for a Title Pro title loan at any time, even in your bathrobe and slippers!

There are a few things that you should know when looking into title loans. Fresno, CA, applicants are subject to a title lien filing fee in accordance with California law. This fee is $15, and it is included as a part of the financed amount. The Golden State also sets limits on how much people can borrow from Title Pro. Currently, when applying for cash loans, Fresno, CA, residents like yourself may receive loan amounts that range from $2,600 to $10,100. This comes at a competitive annual percentage rate, or APR. While these details are specific to loans given in California cities such as Fresno, there are also some general things that you’ll need to be aware of. All applicants must also meet certain qualifications before applying. For example, in most of the states we serve, including California, you must be at least 18 years old, and your car’s title must be in your name. The value of the vehicle must also be higher than the state’s minimum loan amount, and it must have a clear title.

If you have a valid government-issued ID, a clear title, an email address and phone number, and a bank account, you’re ready to get started with our simple online application. Once you’ve given us some basic information, we’ll contact you to help you through completing the application process. If you are approved for a title loan, we will determine the loan amount based on factors including the value of your vehicle and your credit history. In many cases, you’ll receive your money within the same day you apply, either by Western Union or deposited directly to your checking account.

Our secured loans have a maximum contractual term of 36 months, and you won’t be penalized for paying your loan off early. For your convenience, we accept various payment types, including money orders, cashier’s checks, and debit cards. If you have questions about Title Pro or our title loans in Fresno, CA, contact us today: We’d be glad to help.

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.
  • - Utah Consumers: please see Utah QUESTIONS or COMPLAINTS.
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