Title Loans in Douglasville, GA

To manage finances, many people make a budget that maps out anticipated income and expected expenses for each month. This plan works well, possibly even enabling you to save money if you’re frugal. However, sometimes, surprises come along that can cause problems. Whether an appliance suddenly needs replacing or a medical expense comes up, your finely tuned budget can be ruined with little warning. Instead of allowing potentially serious credit problems wreak havoc on your credit score for years to come, take decisive action to manage your finances responsibly by applying for a title loan. Douglasville, GA, residents have options for convenient online and local lending that uses the value of their vehicle to help resolve their budget woes.

About Our Title Loans

At Title Pro, we want to help you get the cash you need without a lot of hassle. Instead of driving all over to visit banks and fill out countless applications, you can make the process much simpler and quicker by harnessing the power of your vehicle’s value with a title loan. Douglasville, GA, consumers are invited to submit an online application with us to begin the process. We will then reach out to assist with the remaining steps involved. We’ve worked diligently to create a transparent and convenient process for getting loans in Douglasville, GA, and we’ll answer your questions to ensure that you understand everything about our title loans. Our customer service representatives will also help you with completing the vehicle appraisal paperwork, signing documents electronically or locally, and submitting all required documentation. Once we have all of the paperwork, we’ll review your credit history and return a fast decision to you. (Keep in mind, though, that you don’t need a flawless credit history to be approved.) Many clients receive decisions on the same day they apply for our loans in Douglasville, GA.

Title Loan Requirements and Details

When applying for title loans, a few requirements must be met. You must own your own vehicle, possessing a free and clear title. The name on the title must match your own valid government-issued identification card. Our customers must also have an email address, phone number. In order to get your money through electronic transfer, you will need an active checking account. After reviewing your application and approving your loan, we will wire the funds directly to a bank account, or we can send the cash via Western Union. We also offer convenient repayment options.

Benefits of Title Pro

At Title Pro, we welcome your questions at any stage of the process. For your convenience, you can also make payments with a debit card, or you can mail us a cashier’s check or money order. If you plan on paying off your loan before the final payment date, you never have to worry about prepayment penalties with Title Pro. Contact us today to apply and to find out more about our convenient lending with competitive rates. Our goal is to make this financial decision as simple as possible, and we believe strongly in the importance of educating our clients so they are empowered consumers. Don’t risk damage to your credit score due to unpaid bills. Instead, make prudent decisions about your financial future with us.

  • * Loan transactions completed before 4pm CST on the same business day may be eligible for same day funding.

    To qualify for a Title Pro loan, applicants must satisfy all Title Pro eligibility requirements including, without limitation, an unencumbered motor vehicle title, satisfactory vehicle appraisal, verifiable identity, a minimum satisfactory FICO® score, valid and verifiable email address, valid and verifiable bank account and, in some states, minimum verifiable income. Applicants must be 18 years of age or older (19 in Alabama). Title Pro reserves the right to require all applicants to submit documentation to validate loan eligibility requirements. Available loan amounts, repayment periods and applicable finance charges vary by state and are governed by state law and the Title Pro loan agreement. Refer to the States and Fees page for further details on Title Pro’s licenses, available loan amounts, and loan pricing.

    Title Pro currently does business only in South Carolina, Georgia, Alabama, California, New Mexico, and Utah. If Title Pro is not able to approve you for a loan, or if you reside in a state where Title Pro does not currently do business, you may request Title Pro to refer you to another creditor who may be able to assist you with your credit needs.

    In South Carolina, Georgia, Alabama, California, New Mexico, and Utah, all Title Pro loans have a contractual term of 36 months. Following is a representative example of a $3,500 Title Pro loan.

    In South Carolina, Title Pro makes motor vehicle title secured supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq.; Title Pro does not offer short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

    Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
    $3,500 $15.00 $2,279.30 $160.96 $5,794.30 35.98%
  • + The loan example above assumes a monthly payment schedule with payments due on the same date of each month – actual monthly payment amounts and APRs may vary depending on the month and date of loan origination. The final scheduled payment amount typically differs from the standard payment amount.
  • - California customers: In California, the minimum loan amount is $2600. Loans are made by TMX Credit, Inc. d/b/a Title Pro, California Finance Lender Law License No. 603 J737. Refer to the States and Fees page for further details.

    The minimum contractual term of a Title Pro loan is 36 months, and the maximum contractual term of a Title Pro loan is 36 months. The maximum annual percentage rate (APR) for Title Pro loans is 35.99%.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.
  • - Utah Consumers: please see Utah QUESTIONS or COMPLAINTS.
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